Skip to content

What Happens If You Don’t Pay Turo Damage?

Turo is a peer-to-peer car rental platform that allows car owners to rent their vehicles to others. It’s a great way to earn extra income or try out a car you’ve always wanted to drive. But what happens if you damage the car you rent from Turo and don’t pay for the damages? In this article, we’ll explore the consequences of not paying for Turo damage and what you should do if you find yourself in this situation.

Understanding Turo Damage Policy

Turo has a comprehensive damage policy that covers both the car owner and the renter. When you rent a car on Turo, you are responsible for any damage during your rental period. Turo offers three levels of protection: Basic, Standard, and Premium. Basic protection is free, but you’ll be responsible for the first $3,000 in damage. Standard protection reduces your liability to $500, and Premium protection eliminates it altogether.

Consequences of Not Paying Turo

Damage If you don’t pay for the damages you caused to a Turo car, several consequences could happen. First, Turo will charge your credit card on file for the damage amount. Turo will invoice you for the damage if your credit card is declined. Turo will take legal action against you if you don’t pay the invoice.

Second, Turo may suspend or terminate your account if you don’t pay for the damage. This means you won’t be able to rent or list your car on the platform. Being a frequent renter or car owner on Turo could severely impact your ability to make money or rent cars.

Third, Turo may report the damage to the credit bureaus. This can negatively impact your credit score and make it difficult to obtain credit in the future.

What to Do If You Can’t Pay Turo Damage

If you find yourself in a situation where you can’t pay for the damage you caused to a Turo car, you can do a few things. First, contact Turo’s customer support team as soon as possible. Explain your situation and see if they can devise a payment plan or an alternative solution.

Second, try to negotiate with the car owner directly. If the damage is minor, the car owner may be willing to settle for a lower amount or accept a payment plan.

Finally, if you can’t pay the full damage, consider filing a claim with your insurance company. Your insurance may cover the damages, and you’ll only be responsible for the deductible. However, remember that filing a claim could increase your insurance premium.


In conclusion, not paying for Turo damage can have severe consequences, including legal action, account suspension or termination, and damage to your credit score. If you find yourself in this situation, contact Turo’s customer support team, negotiate with the car owner, or file a claim with your insurance company. Remember to read and understand Turo’s damage policy before renting a car and be responsible for any damages during your rental period.