Turo is an online car-sharing marketplace that has revolutionized the car rental industry. With Turo, car owners can list their vehicles for rent, while travelers can rent cars at competitive prices. Turo has become a popular alternative to traditional car rental services, but with its unique business model, it’s essential to understand what happens if you don’t pay a Turo claim.
What is a Turo Claim?
A Turo claim is a request for reimbursement made by the guest or host in case of an incident that results in damage, theft, or loss of the vehicle. The claim process involves providing proof of the incident, such as photos or videos, and an estimate of the damages. The Turo team reviews the claim and determines the liability and reimbursement amount.
What Happens if You Don’t Pay a Turo Claim?
If you don’t pay a Turo claim, you risk damaging your credit score, and Turo may take legal action against you to recover the costs. Turo has a comprehensive insurance policy that covers up to $750,000 in liability, but the guest or host is responsible for paying the deductible. If the claim is not paid, Turo may charge the credit card on file, send the claim to a collection agency, or take legal action.
Charge on Credit Card
If you don’t pay a Turo claim, Turo may charge the credit card on file to cover the costs. Turo has the right to charge the credit card up to the maximum amount of the claim. If the credit card is declined, Turo may suspend your account and send the claim to a collection agency.
Collection Agency
If Turo cannot recover the costs of the claim through a credit card or negotiation, it may send the claim to a collection agency. The collection agency will attempt to collect the debt on behalf of Turo. A collection agency will use various methods to collect the debt, including phone calls, letters, and credit reporting.
Legal Action
If Turo cannot recover the costs of the claim through the credit card or collection agency, it may take legal action against you. Legal action may include filing a lawsuit or placing a lien on your property. Legal action can be expensive, and it can damage your credit score.
How to Avoid Turo Claims?
The best way to avoid Turo claims is to take good care of the rented vehicle and follow the Turo guidelines. Before renting a car, thoroughly inspect the vehicle for damages and document them. Share clear photos or videos of the car’s exterior and interior with the host. When returning the car, make sure to refill the gas tank, clean it, and return it on time.
Conclusion
Turo car rental is a convenient and affordable car rental. However, accidents can happen, and knowing what happens if you don’t pay a Turo claim is essential. If you don’t pay a Turo claim, you risk damaging your credit score, and Turo may take legal action against you.
It’s best to avoid Turo claims by taking good care of the rented vehicle and following the Turo guidelines. Turo has a comprehensive insurance policy that covers up to $750,000 in liability. However, it’s still the responsibility of the guest or host to pay the deductible and any damages that exceed the coverage limit.