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Does Zipcar accept Debit Cards?

Zipcar is a car-sharing service that allows members to rent vehicles hourly or daily. One of the most common questions asked by potential members is whether or not Zipcar accepts debit cards. In this post, we will explore the answer to this question and provide detailed information about the types of payment methods accepted by Zipcar.

Does Zipcar Accept Debit Cards?

The short answer is yes, Zipcar does accept debit cards. However, there are a few important details to consider when using a debit card as a form of payment with Zipcar.

First, it is important to note that debit cards are not accepted as a form of payment for the initial membership fee. This fee must be paid with a credit card. However, once a member has an active account, they can use a debit card to pay for hourly or daily rentals.

Additionally, when using a debit card for rental payments, Zipcar will place a hold on the account for the estimated rental cost, plus an additional $200. This hold will be released after the rental is complete and the final amount has been charged to the account.

It is also important to note that Zipcar may not accept certain types of debit cards. For example, prepaid debit cards or debit cards with a Visa Electron or Maestro logo are not accepted.

Accepted Payment Methods

In addition to debit cards, Zipcar also accepts the following forms of payment:

  • Credit cards: Visa, MasterCard, American Express, and Discover are all accepted for initial membership fees and rental payments.
  • PayPal: Members can link their PayPal account to their Zipcar account and use it to make rental payments.
  • Zipcar Credit: Zipcar offers a line of credit to eligible members, which can be used to pay for rentals.

It is important to note that Zipcar does not accept cash or checks as forms of payment.

Benefits of Using a Debit Card with Zipcar

Using a debit card with Zipcar has a few benefits for members. One of the biggest advantages is that it allows for more flexibility in payment options. A debit card is a great alternative for members who prefer not to use a credit card.

Another benefit of using a debit card with Zipcar is that it can help members keep track of their spending. With a debit card, the funds are withdrawn directly from the member’s checking account, making them less likely to overspend.

Lastly, using a debit card can also help members avoid credit card interest charges. Many credit cards have high-interest rates, and using a debit card can help members avoid these additional charges.

Conclusion

In conclusion, Zipcar does accept debit cards as a form of payment for hourly and daily rentals. However, a few essential details to consider when using a debit card with Zipcar, such as the hold placed on the account and the accepted debit cards. Members should also be aware of the other accepted payment methods, such as credit cards, PayPal, and Zipcar Credit. Overall, using a debit card with Zipcar can provide members with more flexibility, help them keep track of their spending, and avoid credit card interest charges.