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Does AAA Insurance Cover Turo Rentals?

Turo is a peer-to-peer car-sharing service allowing car owners to rent out their vehicles to others. It’s a great way to earn extra income or rent a car at a lower cost than traditional car rental companies. But what happens if you get into an accident while driving a Turo rental? Will your AAA insurance cover the damages? This article will explore the answer to this question in-depth and provide you with everything you need to know.

What is Turo Car Rental?

Turo is a car-sharing service that connects car owners with people who need a car for a short period. The service is available in over 5,500 cities across the United States, Canada, and the United Kingdom. Turo allows car owners to earn some extra money by renting out their cars, and renters to find a car at a lower cost than traditional rental car companies.

Turo offers a wide range of vehicles, from economy cars to luxury cars, and the car owners set the rental rates. Renters can choose the vehicle that best suits their needs and budget, and they can rent it for a few hours, a day, a week, or even longer.

Does AAA Insurance Cover Turo Rentals?

AAA insurance is a popular insurance provider in the United States that offers a wide range of insurance products, including car insurance. If you are a AAA insurance policyholder, you may wonder if your insurance policy covers Turo rentals.

The answer is that it depends on your specific AAA insurance policy. Some AAA insurance policies may cover Turo rentals, while others may not. To determine if your policy covers Turo rentals, contact your AAA insurance agent.

If your AAA insurance policy does not cover Turo rentals, you can still get insurance coverage through Turo. Turo offers two types of insurance coverage: Basic and Premium.

Basic insurance coverage is included with every Turo rental and provides liability coverage of up to $1 million. It also offers physical damage coverage for the vehicle, but there is a deductible that the renter must pay for any damage to the car.

Premium insurance coverage provides additional protection and has a lower deductible than Basic coverage. It also includes coverage for loss of use and towing costs.

It’s important to note that Turo’s insurance coverage is secondary to any other coverage you may have. This means that if you have AAA insurance that covers Turo rentals, your AAA insurance would be primary, and Turo’s insurance would be secondary.

How to Rent a Car on Turo with AAA Insurance?

If your AAA insurance policy covers Turo rentals, renting a car on Turo is easy. All you need to do is follow these steps:

  1. Sign up for Turo: If you haven’t already, sign up by visiting their website or downloading their app.
  2. Search for a car: Enter your location and the dates you need the car, and Turo will provide you with a list of available cars.
  3. Choose a car: Select the car that best suits your needs and budget.
  4. Book the car: Enter your payment information and confirm your booking.
  5. Contact your AAA insurance agent: Contact your AAA insurance agent to confirm that your policy covers Turo rentals and to get any additional information you may need.
  6. Pick up the car: Arrange a time and place to pick up the car from the owner.
  7. Drive the car: Enjoy your rental car!

Turo car rental is a great way to save money on rental cars or make some extra money by renting out your car. If you have AAA insurance, you may wonder if your policy covers Turo rentals. The answer is that it depends on your specific policy. If your policy does not cover Turo rentals, you can still get coverage through Turo’s Basic or Premium insurance options.

It’s essential to ensure you have adequate insurance coverage when renting a car on Turo through your AAA insurance policy or Turo’s insurance options. Accidents can happen, and it’s better to be prepared than caught off guard.

Renting a car on Turo with AAA insurance is easy, and it allows you to enjoy the benefits of Turo while having the peace of mind that comes with insurance coverage. Remember to contact your AAA insurance agent to confirm if your policy covers Turo rentals and to get any additional information you may need.